Obama

Mandatory for children. It also aims to create universal health care coverage by requiring employers to cover employees with workplace health insurance. The plan is similar to the system of coverage that the federal government employees receive. It will cost about $65 billion per year to manage. This will be covered by raising taxes on wealthier families.

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McCain

A $ 2500 (individual) or $ 5000 (family) refundable tax credit for people to join the private sector insurance agencies. The refundable tax credit cannot be used on employer given health care plans (workplace health insurance).

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